Economia e finanças: um estudo do impacto dos investimentos nas finanças pessoais

Abstract

Financial investments help to prevent unexpected events, the so-called negative externalities. Thus, we sought to demonstrate the impact of investments, resulting from the reserve of value, on personal finance. Therefore, the study presents the theoretical basis on consumption, income, investments and savings, as well as an approach to the national financial system, personal finance and behavioral finance. Also presenting the evolution of the main economic indicators on the subject, such as CDI, SELIC, savings, IPCA, investments in fixed income and variable income. The methodology adopted was the application of field research, using a quantitative method, in the survey model. Therefore, with the results achieved, it was identified that knowledge about personal finance and investments contribute to financial autonomy. Furthermore, investments have a social, economic and financial impact on personal finances. [resumo fornecido pelo autor]